Improving the accuracy of financing reviews. Evaluating land contamination risks at low cost through document screening.
In the loan examination process of financial institutions, the evaluation of potential risks associated with the land serving as collateral is crucial. In particular, soil contamination can lead to a decrease in asset value or, in some cases, significant liability if discovered after the transfer, making it a risk factor that cannot be overlooked in lending decisions. Excessive investigations can lead to increased costs, so efficient risk assessment is required. Our service provides an efficient contamination risk assessment of land through document screening, offered by Geotech, a designated investigation agency under the Soil Contamination Countermeasures Act. By scrutinizing past public notification documents and detailed land use history, we reduce unnecessary sampling and on-site verification, achieving accurate environmental diagnostics at a low cost. This enhances the accuracy of risk assessment in loan examinations and supports smooth loan execution.
【Usage Scenarios】
- Due diligence for real estate subject to financing
- Understanding soil contamination risks in collateral evaluation
- Consideration of risk mitigation measures before loan execution
【Benefits of Implementation】
- Improved accuracy of risk assessment in loan examinations
- Reduction of unnecessary investigation costs
- Preservation of collateral asset value
- Prevention of future troubles
- Company:ジオテック
- Price:100,000 yen-500,000 yen